Amazon to Revise Commercial Liability Insurance Rules Starting November 2, 2026, Adding Mandatory Coverage Requirements for 11 High-Risk Product Categories

On September 11, it was reported that Amazon recently announced adjustments to its commercial liability insurance rules via the Seller Central platform, with the new policy set to take effect on November 2, 2026. Under the updated rules, the existing threshold requiring sellers with monthly sales exceeding $10,000 to obtain insurance within 30 days, with a $1 million per-occurrence and aggregate coverage limit, will remain in place. Meanwhile, mandatory insurance requirements will be added for 11 high-risk product categories, including children’s products, cosmetics and edible goods, firefighting equipment, household appliances, home medical devices, lithium batteries and lithium-powered electrical products, outdoor power heating equipment, personal protective equipment (PPE) such as climbing helmets, sleep products such as mattresses, automobile and motorcycle tires, and water safety rescue equipment. All sellers listing products under the aforementioned categories, regardless of whether the products are new or already on sale, and regardless of their monthly sales volume, are required to purchase commercial liability insurance with coverage of no less than $1 million. This article was first published on the official website of Ebrun. [Source: Ebrun Go, an automated writing robot developed by Ebrun that delivers real-time e-commerce industry intelligence powered by algorithms. This tool is still in its early development stage. Please feel free to contact run@ebrun.com or leave comments to help us improve it.]