Stripe Unveils 288 New Features: Launches Agent Wallet, Supports AI-Native Business Models

Recently, the programmable financial services company Stripe announced 288 new products and features at its annual conference, continuing to build the economic infrastructure for the AI era.

"AI is the most significant platform shift for the economy since the internet. In the near future, the vast majority of online transactions will be completed by AI agents. Currently, both startups and large enterprises are building this capability on Stripe. The AI transition requires entirely new economic infrastructure, underlying capabilities, and productization capabilities, which is the core logic behind our release of 288 new products and features," said Patrick Collison, co-founder and CEO of Stripe.

Specifically, the key announcements from Stripe include:

1. The Agentic Commerce Suite now supports Google.

Last year, Stripe launched the Agentic Commerce Suite, enabling businesses to sell their products within AI applications through a single integration. Companies like Kate Spade, Best Buy, and Coach have already implemented this suite in their daily sales.

At this year's annual conference, Stripe announced a partnership with Google, allowing businesses to sell to consumers within AI Mode and Gemini applications. Companies such as Quince, Fanatics, and JD Sports will gradually adopt this feature. Previously, Stripe has established similar partnerships with OpenAI, Microsoft, and Meta. Simultaneously, Stripe is integrating the Agentic Commerce Suite into major platforms, enabling independent businesses on platforms like Wix, BigCommerce, and WooCommerce to easily sell directly to customers within AI applications.

2. Launch of Link Wallet for AI Agents.

Link is a consumer wallet with over 250 million users globally, and it will now officially support AI agents.

According to the official announcement, starting today, users can authorize their agents to make payments on their behalf. For example, when using OpenClaw, an agent can monitor reservations at popular restaurants and pay a deposit when necessary. A one-time virtual card is generated for each task, and every payment requires user authorization, thereby mitigating the risk of real payment information being exposed to the agent.

3. Launch of Streaming Payments to support AI-native business models.

Over the past year, with the explosive growth in AI usage, a new challenge has emerged: how to charge for token usage? Agents consume tokens at machine speed, meaning businesses incur real costs before receiving payment. The ideal model is "pay-as-you-go," charging in real-time based on token consumption. However, existing payment systems cannot handle high-frequency, low-value transactions at millisecond speeds due to the tiny amounts and rapid usage. To address this, businesses need two key capabilities: precise tracking (knowing exactly when and where tokens are used) and precise settlement (the ability to collect high-frequency micropayments).

To solve this problem, Stripe launched Streaming Payments, an AI-native business model that combines Metronome's precise tracking capabilities with micropayments in stablecoins on the Tempo blockchain. Businesses can receive payment the instant each token is used. As tokens become increasingly interchangeable like currency, real-time Streaming Payments become a crucial component of Stripe's AI economic infrastructure.

4. Enhanced risk control capabilities to address token theft risks.

With the proliferation of AI applications, fraudulent activities are evolving. Attackers are no longer just stealing funds; they are also stealing tokens. They create fake accounts in bulk to consume registration bonuses, abuse free trials, and even generate significant unrecoverable usage fees.

Data shows that for AI services running on Stripe, one in every six registration attempts is malicious, and abuse of free trials has more than doubled in the past six months. To combat this, Stripe has expanded the capabilities of its Radar risk control system to include protection against token theft. Radar can assess registration and usage behavior in real-time based on signals from the Stripe network.

It is reported that in the past month alone, Radar has blocked over 3.3 million high-risk registration attempts for eight high-growth AI companies.

5. Large-scale expansion of Stripe Treasury, supporting real-time, free transfers between businesses.

A new type of business is emerging on Stripe: those with lean structures, astonishing growth rates, and inherently global customer bases. These businesses want Stripe to not only handle incoming revenue but also serve as their complete financial infrastructure. Based on this, Stripe launched a new Stripe Treasury, a global business account that allows companies to hold funds in 15 currencies and manage funds 24/7.

Currently, 4.8 million transactions occur daily between businesses on the Stripe platform. With Stripe Treasury, Stripe's US users can conduct real-time transactions for free.

Additionally, businesses can now: operate Treasury through AI services like ChatGPT, earn yields on fiat and stablecoin balances, receive 2% cash back on card payments, make payments to recipients in 100 countries/regions using fiat currency, and cover 160 countries/regions using stablecoins, among other features,

6. Launch of Digital Asset Accounts.

Many fintech companies are adopting stablecoins to build global financial applications, but this requires navigating a series of fragmented integrations (such as fiat on/off-ramps, yield generation methods, card issuance, etc.) and possessing deep crypto expertise. To address this, Stripe and Privy jointly announced the launch of Digital Asset Accounts. With a single API, Digital Asset Accounts provide businesses with the infrastructure needed to build financial products using stablecoins.

Currently, companies including Ramp, Deel, and Doordash are already using this feature to expand their global operations.

7. Stripe Projects opens to all users and introduces new partners.

Stripe Projects allows developers or their agents to complete all service integrations required for product deployment directly within the environment where code is written (or generated). Within two days of its preview release in March, it attracted thousands of developers to the waitlist.

As of today, Stripe Projects is open to all users and has added 14 new partners, including: Render, Twilio, Sentry, WorkOS, Browserbase, GitLab, and ElevenLabs. These partners, together with the existing Projects partners, form a lineup of 32 service providers, including Vercel, Clerk, Supabase, Hugging Face, and Cloudflare.

"Vibe coding is the keyword for 2025, and now it's about vibe deploying. Stripe Projects can help developers achieve that," said John Collison, co-founder and president of Stripe. "Stripe Projects offers a one-stop service, providing developers with all the tools needed to deploy and launch products."